Saving as a single parent
Saving money can be hard for any parent, but especially so for parents who are raising their children in single-parent households. Single parents face hurdles that parents in dual-parent households may not encounter, and many of those hurdles involve finances. Worrying about savings can have a negative effect on single parents. In the 2014 “LoveFamilyMoney” survey commissioned by the financial services provider Allianz, 76 per cent of...
Say ‘so long’ to high utility bills
Utility bills are among the largest expenses homeowners have each month. Trimming utility bills can not only benefit homeowners’ bottom lines, but also be prove beneficial for the environment. Unnecessary energy consumption can drive up utility bills, costing homeowners substantial amounts of money every year. Fortunately, homeowners can take several steps to reduce unnecessary energy consumption, saving themselves money and helping...
Showing Your Home BETTER Than A Pro
One of the greatest things about selling your home privately is showing it yourself. All big purchases are made on emotion and that holds true when people are buying a home. We buy with our hearts and then buy with our head. First and foremost, when choosing a neighbourhood and a home, lifestyle is usually at the top of the list. You already know your home and your neighbourhood better than anyone else, so why would you want to pay...
The True Canadian Floor
Hardwood has been a favourite flooring choice for Canadian homes for centuries due to its natural warmth and durability. Hardwood flooring has evolved over the years to become dimensionally stable with finishes that are extremely durable. Traditional 2 1/4” and 3 1/4” strip flooring is no longer the most sought after style. Long, wide planks, in unique finishes and surface textures are now in the main stream. Hand scraped, wire...
Protect your money while traveling
Millions of people across the globe take to the skies, rails and roadways for business or pleasure each year. Many vacations and business trips go off without a hitch, but not all travelers are so fortunate. One of the inherent risks of travel is being victimized by theft or losing money as a result of personal carelessness. When traveling, it’s important to think about dollars and cents — or Euros and yuans — in addition to packing,...
Buying a condo not the same as buying a home
Stringent lending policies and the escalating costs of home ownership have led many prospective home buyers to consider condominiums instead of single-family homes. Condos are typically less expensive than single-family homes, which makes lenders and borrowers alike feel more comfortable. Lenders feel better because the loans aren’t as large, while borrowers are more comfortable because such loans allow them to improve their standing...